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/Contents 20 0 R This mode provides different assistive options to help users with cognitive impairments such as Dyslexia, Autism, CVA, and others, to focus on the essential elements of the website more easily. Xpert Credit Repair is a Delete Then Pay credit repair company. Each state has a statute of limitations on debt. File number is Case 1:19-cv-01838-SCJ from the United States District Court for the Northern District of Georgia, Atlanta Division. /Annots [] /Kids [17 0 R 18 0 R] *In Canada, trademark(s) of the International Association of Better Business Bureaus, used under License. /URI (https://www.classaction.org/news/lanier-collection-agency-pegged-with-fdcpa-class-action) /I0 35 0 R Third party debt collectors usually work on a percentage basis meaning if they collect money from you they get a percentage of what they collect. I am the original creditor and as such being born a natural person I am the only one who has the right to extend credit. I know my rights as a protected consumer. We review your situation for free to determine if your rights have been violated and we will connect you to an award-winning attorney. /BaseFont /Helvetica Your have rights when Lanier Collection Agency is trying to collect money. It is also illegal for Lanier Collection Agency to make any claims they cannot or will not follow through on this includes threatening to sue you or foreclose on your home. If no reason is received your complaint will be closed. 2022, International Association of Better Business Bureaus, Inc., separately incorporated Better Business Bureau organizations in the US, Canada and Mexico and BBB Institute for Marketplace Trust, Inc. All rights reserved. No one has given me anything since the death of my mother who was robbed and had my information breached by people not from usa but came here to scam her before she passed leave me to clean this mess up for passed 3 years. % document.getElementById( "ak_js" ).setAttribute( "value", ( new Date() ).getTime() ); Your information is kept 100% confidential. Total number of Crunchbase contacts associated with this organization, Total number of organizations similar to the given organization, Descriptive keyword for an Organization (e.g. Contacting us does not create an attorney-client relationship. Sometimes when you pay a debt buyer it can lower your credit score even more. Call them at (800) 220-0084 for a free credit consultation. 26 0 obj /CropBox [0 0 612 792] They are violating my rights as a consumer. /Font 10 0 R View contacts for Lanier Collection Agency and Services to access new leads and connect with decision-makers. >> endobj endobj Updated on February 11th, 2022. << San Francisco Bay Area, Silicon Valley), Operating Status of Organization e.g. << >> Lanier Collection Agency cannot threaten to have you arrested, and they are not allowed to threaten to take legal action if they have no intention of doing so. /degree /plusminus /twosuperior /threesuperior /acute /mu 183 /periodcentered /cedilla /onesuperior /Type /Page Therefore the use of any information to extend credit to me without permission is a blatant violation. If youre looking for a reputable company to help you with collection accounts and repair your credit, we highly recommend Lexington Law. Lexington Law has helped millions of customers remove collections and other We have several accounts totaling significantly more than the consumer stated. /Kids [24 0 R 25 0 R 26 0 R 27 0 R 28 0 R 29 0 R 30 0 R 31 0 R] endstream This mode enables people with epilepsy to use the website safely by eliminating the risk of seizures that result from flashing or blinking animations and risky color combinations. << For example, the Fair Debt Collection Practices Act prevents the use of abusive or deceptive tactics to collect a debt. /Contents [59 0 R 60 0 R 61 0 R] [t$eU[.]a5oX4u/e1#3eFB`]\@$AzEN/H"*|G@]9 =UrC$C50vylJJ"@SAQf?w endobj /DR 2 0 R Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. << /Encoding 9 0 R /Type /Metadata Send a dispute directly to Lanier Collection Agency challenging the tradeline. /Type /Page Harrased you with phone calls?Threatened to sue you or garnish wages?Asked you to pay more than owed or added interest/fees?Told a third party about the debt?Failed to send you any thing in the mail?Lied or threatened you?Did anything else that you think is illegal or unfair? /Contents [67 0 R 68 0 R 69 0 R] They have deleted millions of negative items from companies like Lanier Collection Agency for millions of clients nationwide. I have sent letters for validation, asking for my signature for consent of treatment and a letter authorizing my information to be released to Lanier Collections Agency. /Filter /FlateDecode /Resources 50 0 R /Font << Disclaimer: Crediful does its best to maintain accurate and updated information.

endobj Its also quite possible that you will never hear from or have to deal with Lanier Collection Agency again. >>

/Subtype /Link

/Type /Font endobj >> We will accept payments on accounts but will not withhold credit reporting unless the account is satisfiedin full. BBB Business Profiles may not be reproduced for sales or promotional purposes. A third party debt collector like Lanier Collection Agency is a collection agency and must abide by the Fair Debt Collection Practices Act (FDCPA). /Contents [47 0 R 48 0 R 49 0 R] stream << So instead of helping your credit, it could make it worse. << Can You Sue YOUR Debt Collector? /F1 21 0 R Before choosing any financial product, read the terms and conditions from the financial service provider. /MediaBox [0 0 612 792] Please have them contact our office as we have had no communication with them. << Lexington Law is a professional credit repair company that helps people fix their credit. /BS << endobj >> Will paying a debt collector lower my credit score? /F1 34 0 R ;#DX6gE- y"NwE!EN'Hr}QZ; endobj Dont attempt to hide money. Unfortunately, paying the collection could even lower your credit score. Lexington Law specializes in disputing LCA collection accounts. endobj We respond to requests for validation as is required by the *****. Lanier Collection Agency must be honest about who they are and what they are attempting to do. Accessibility Statement, Copyright 2005 -21 XCR Enterprises, Inc. d/b/a Xpert Credit Repair | All Rights Reserved. /ProcSet [/PDF /Text /ImageB /ImageC /ImageI] 33 0 obj

/Icircumflex /Idieresis /Eth /Ntilde /Ograve /Oacute /Ocircumflex /Otilde /Odieresis /multiply Dont believe what they say. >> /Rotate 0 This account was placed with our office on 11/14/2017 and a letter sent to the address that was provided by the consumerto the provider. They did not disclose the fact to me whether written or otherwise that you were going to report my personal information. I do not have documentation but whats on my credit report Please help. << /Annots [] /Kids [19 0 R] 29 0 obj LCA services is a collection agency located in Savannah, GA. /MediaBox [0 0 612 792] Thanks. Lanier Collection Agency can stay on your credit report for up to 7 years whether you pay it or not. >> /Subtype /Type1 >> /Annots [] ChexSystems Have You Been Denied a Bank Account? Politely tell them its your policy to deal with everything in writing. 16 0 obj Getting Illegal Calls from a Debt Collector? /Rotate 0 Lanier Collection Agency & Services, Inc. (LCA) is a debt collection agency located in Savannah, Georgia. xSn0[cmP5R"!/U>Y{?8@V8qp$_D-=((HT2UMbtu=P$Vl5 3ps %/0(Q^{/= $E!dqD$LeaXc _)& z@L?a1j`MWfX hqxGf4[3X@nZl-vu/T0C7fDpS~FL*f_9cRg.w3M[i+lYzpcsR >>

negative items from their credit reports. /Names 5 0 R 13 0 obj Specifically: Removing Lanier Collection Agency can be an important part of the credit repair process. /MediaBox [0 0 612 792] Lanier Collection Agency is reporting inaccurate FRAUDULENT medical bills on my Equifax credit report. /CropBox [0 0 612 792]

This field is for validation purposes and should be left unchanged. Upon request, the collection agency reporting the information must prove to you, within 30 days, the name, address, and account number of the original creditor. We do not harass anyone and we do not leave voice messages of any type. There is no recent news or activity for this profile. It was founded in 1955, has 32 employees, and is managed by its President, Matthew Carlisle. endobj Dont ignore them. Find Out! This account was placed with our office on 10/01/2019 and we sent the initial notice with disclosures on 10/02/2019 to the address the consumer provided at the time of service. << We do not offer warranties for any products and services linked from this site and do not directly endorse any advertisements shown. endobj >> Actions like the following can incur sanctions from the Federal Trade Commission and other regulatory bodies. /AA 6 0 R >> Call Lexington Law now to learn more: (800) 220-0084, Address: Lanier Collection Agency18 Park of Commerce BlvdSavannah, GA 31405, Phone number: (912) 238-5252 or (800) 595-0279. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, judgments, tax liens, and bankruptcies. >> /MediaBox [0 0 612 792] This site may receive compensation from third-party advertisers. /florin /fraction /guilsinglleft /guilsinglright /minus /perthousand /quotedblbase /quotedblleft /quotedblright /quoteleft I already contacted the creditors and told them that these accounts were inaccurate, but they were still reported negatively to my credit report without my consent. This is allowed. /Parent 4 0 R /Type /Font The best way to handle this is to work with a professional credit repair service. /Count 1 Of course, there are times when its best to just pay the collection account, especially if its new and youre sure that its legit. >> As long as they report to your credit report they may lower your credit score. No matter what, 22 0 obj We charge a credit analysis fee after it is received. Has a debt collection done any of the following: Are You Being Called By Lanier Collection Agency and Service, Inc.*? Clients pay for success by being invoiced for the deletions or removal of items from the credit report. `\|]-d$6rN%a?M1v8oX1ki;Rjp@Wj\5~JoC!%xFB_#8:~u`,m7:NrsU-\e{g|\-.6]qNR6 F/P;b a29n6Ls&g%kqJI-5@L]\/8>eh:.g?=csBN XY_>.,: ,8a\R!U8 [>8Yq(Q6!H%4jKR^8BHhXIyu!Hhq@OBF. Lanier Collection Agency and Services provides debt recovery and accounts receivable management services. We finally made phone contact with the consumer in April of 2019 and were hung up on when we explained why we were calling, with the consumer telling us she sent us a certifiedletter. Under the FDCPA, you have the right to validate a debt. BBB Business Profiles are provided solely to assist you in exercising your own best judgment. %PDF-1.6 31 0 obj /Parent 17 0 R Thanks ****** ******. Call(866) 672-9737or setup afree consultationwithXpert Credit Repair. U=J hb4|+=Ou|V\513#CN#D J!r-i =yzf +&&mvQFX[FE`9N/N.f/k[A jY=_ QzPqGs#Y'KP\"@1! endobj endobj How to remove Lanier Collection Agency from your credit report? We responded to those complaints and mailed verification of the accounts in question to Ms. ********* to the address provided in this complaint as it is the same as the one in the CFPB complaint. Take a moment to fill out our Free Consultation Survey at the bottom of this page! This mode adjusts the website for the convenience of users with visual impairments such as Degrading Eyesight, Tunnel Vision, Cataract, Glaucoma, and others. /PageMode /UseNone /Annots [] endobj /Length 5061

/Type /Pages Under the Fair Debt Collections Practices Act (FDCPA), third-party debt collectors must be fair and ethical in all interactions with consumers. /Type /Pages This mode helps users with ADHD and Neurodevelopmental disorders to read, browse, and focus on the main website elements more easily while significantly reducing distractions. /Resources 74 0 R 23 0 obj /Rotate 0 Let them help you too! /Kids [11 0 R 12 0 R 13 0 R] ComplaintsComplaints for Lanier Collection Agency & ServicesCollections AgenciesView Business profile. Third party debt collectors have to follow the Federal Fair Debt Collections Practice Act or FDCPA and possibly your states version of the FDCPA. According to information on the PACER website, on or around January 4, 2019, a Georgia consumer checked her credit report and saw that Lanier Collection Agency and Service, Inc. was reporting a debt that had been discharged in a Chapter 13 bankruptcy. endstream To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the response. They must notify you that they are a collection agency both orally and in writing. >> /Type /Page ~9E3/%)0F, Baker v. Lanier Collection Agency & Services, Inc. - 0:17-cv-02364-MBS. 15 0 obj This site is for informational purposes only and does not provide legal advice or financial advice. Disclaimer / Attorney Advertising / Sitemap. What is the Telephone Consumer Protection Act. /Resources 66 0 R 5 0 obj Personal debts are covered, including personal credit cards, auto loans, household bills, and mortgage payments. endobj >> How Much Should Your 401(k) Contribution Be? /Annots []

In October and December of 2018 we received Eoscar requests to validate the balance and responded to both of those. << >> SaaS, Android, Cloud Computing, Medical Device), Where the organization is headquartered (e.g. International Association of Better Business Bureaus. 18 0 obj The original creditor may report a balance on the credit report and the third party debt collector may report the exact same amount due. This mode configures the website to be compatible with screen-readers such as JAWS, NVDA, VoiceOver, and TalkBack. /Subtype /XML /Annots [] /Annots [] /Parent 17 0 R endobj [To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the response. 10 0 obj endobj 1. This means that you have rights. >> /Outlines 3 0 R If you find yourself facing any of these situations with a debt collection agency, you should also consider filing a complaint. By requesting a free evaluation, the user will be provided with the name of an independent lawyer or advocate who will contact the user to do the evaluation. In the other 15 states, you can record with the other partys permission. I would not mess up my credit for not paying $61. /Type /Page By submitting a free evaluation, I acknowledge that I understand and agree to the disclaimer and privacy policy. Lanier Collection Agency and Service, Inc., which also does business as L C A Services, is a debt collection agency in Savannah, Georgia. We have not found any open cases against (C) for FDCPA violations at this time. However, our web content may be different than the information you receive from a financial institution or service provider. Debt collectors are known to make false threats, lie, and tell you whatever they need to tell you to get you to pay the debt. the third party debt collector may report the exact same amount due. We did not hear a response on any of those initial letters. endobj You can do things on your terms, but ignoring the situation will not make LCA go away. You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). You do not have to give us your mail, We refer to clients to a Consumer Credit Attorney (, They may not handle FDCPA / FCRA violations, 100% Money back guarantee of all money paid to us if we do not remove any negative items in 90 days (, When Lanier Collection Agency is involved they can report to your credit report, Lanier Collection Agency are governed by the. They have over 18 years of experience and have removed over 7 million negative items for their clients in 2020 alone. If you must deal with a debt collection agency on the phone, record them. /BaseFont /ZapfDingbats >> A collection agency is still allowed to contact you about these debts, but they can no longer sue you for them, and you are not required to pay them.

The original creditor may report a balance on the credit report. '(NSN#icJ /CropBox [0 0 612 792] According to 15USS1681c-2 and FDCPA 806 -FDCPA 806 harassment and abuse I am a victim of harassment and abusive practices, getting calls and auto voice notes during working hours. 14 0 obj /Type /Outlines 4 0 obj /CropBox [0 0 612 792] Get Free Advice or Hire an Attorney. Have you been harassed by Lanier Collection Agency? << Third party debt collectors have to follow the Federal Fair Debt Collections Practice Act or FDCPA and possibly your states version of the FDCPA. The information you obtain at this site is not, nor is it intended to be, legal advice. /Kids [32 0 R] As a matter of policy, BBB does not endorse any product, service or business.

Its possible, but if you work with a law firm like Lexington Law, you have nothing to worry about. /Helv 15 0 R This complaint does not list any specific accounts. Lexington Law knows that you have rights, and Lanier Collection Agency does too. endobj You may see Lanier Collection Agency listed on your credit report as a collections account. I was told even if i setup a monthly payment on a bill they would still report it to the credit agency. It is important to note that if you are in a state that does not allow wage garnishment, it is illegal for a debt collector to threaten to garnish your wages. Please remove or send notice to remove debt accumulated and not authorized by myself in the ranging amount of $3,000. Send a dispute to the credit bureau reporting Lanier Collection Agency. >> Some states allow wage garnishment, while others do not. endobj You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Call Lexington Law to learn how they can help you avoid lawsuits and remove negative items from your credit report that will significantly improve your credit scores. And making payments on the collection account will reset the clock. <<

Lanier Collection Agency can be removed from a credit report in one of 3 ways, Lanier Collection Agency18 Park of Commerce BlvdSavannah, GA 31405, Phone number: (912) 238-5252 or (800) 595-0279. The company has a B rating with the Better Business Bureau. In addition, the FDCPA provides you with many rights to ensure that collection agencies dont take advantage of you. They have helped many people in your situation and have paralegals standing by waiting to take your call. If no reason is received your complaint will be closed Administratively Resolved]. **Case taken from PACER (pacer.gov). /Contents [63 0 R 64 0 R 65 0 R] Then they turn over the remaining money they collected from you to the original creditor or debt buyer. /Rotate 0 /Parent 18 0 R Dont apply for new lines of credit. We invite you to contact us and welcome your calls, letters and electronic mail. BBB Business Profiles generally cover a three-year reporting period. endobj If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile. /Resources 70 0 R /Rotate 0 This act prevents abusive debt collection tactics or deceptive tactics to collect any debt. /acircumflex /atilde /adieresis /aring /ae /ccedilla /egrave /eacute /ecircumflex /edieresis >> /Resources << /MediaBox [0 0 612 792] /Type /Page Free personally identifiable information removal, Dispute Directly with Creditors and Debt Collectors, Refer to attorney when violations are found, Member of National Association of Credit Services Organizations (NACSO), Affiliate Member of National Association of Consumer Credit Attorneys (NACCA), Founding Member Texas Credit Repair Trade Association (TXCRTA). /Subtype /Type1 /MediaBox [0 0 612 792] 19 0 obj /CropBox [0 0 612 792] << Send the collection agency a debt validation letter. Note that complaint text that is displayed might not represent all complaints filed with BBB some consumers may elect to not publish the details of their complaints, some complaints may not meet BBBs standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business. The United States has laws against debt collectors harassing you. /MediaBox [0 0 612 792] 11 0 obj /Contents [71 0 R 72 0 R 73 0 R]

Lanier Collection Agency may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors. /Type /Pages Then they turn over the remaining money they collected from you to the original creditor or debt buyer. >> i.fb-icon-element.fontawesome-icon.fb-icon-element-1{ color: #471871;}i.fb-icon-element.fontawesome-icon.fb-icon-element-1:hover { color: rgba(71,24,113,0.5);} Call us (866) 672-9737 i.fb-icon-element.fontawesome-icon.fb-icon-element-2{ color: #471871;}i.fb-icon-element.fontawesome-icon.fb-icon-element-2:hover { color: rgba(71,24,113,0.5);} Schedule a Call i.fb-icon-element.fontawesome-icon.fb-icon-element-3{ color: #471871;}i.fb-icon-element.fontawesome-icon.fb-icon-element-3:hover { color: rgba(71,24,113,0.5);} What does this cost? /Length 500 We invoice you for the removed items after they occur. << Learn more | Will paying a debt collector lower my credit score? /Font << They take a fee for what they collect from you. /Oslash /Ugrave /Uacute /Ucircumflex /Udieresis /Yacute /Thorn /germandbls /agrave /aacute i was never sent a notice that i owed this bill and never received a phone call or message until today. /Annots [] >> /BaseFont /Times-Roman /Annots [] /Count 9 /Rotate 0 The report displayed a status date of December 11, 2018, indicating that the company had reported the information more than five years after it was notified of her bankruptcy, and more than a month after it was informed of the discharge. I see it shows date of November 14,2017 (through ** ************). >> Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. In addition to collections, Lexington Law will help you challenge (and possibly remove) other inaccurate information from your credit report. Know Your States Statute of Limitations. A screen-reader is software for blind users that is installed on a computer and smartphone, and websites must be compatible with it. No one deserves to be abused for owing money, but this is what happens to indebted consumers every day. >> /Type /Page To find out the attorney or advocate in your area who is responsible for the advertisement, click here. Feeling harassed by Lanier Collection Agency and Service, Inc., the consumer hired counsel and sued the agency for: The phone numbers for this debt collection agency are: If they appear on your caller ID at any time, seek legal advice, as you are being called by Lanier Collection Agency and Service, Inc. No current reports of legal action taken against Lanier Collection Agency & Services have been reported to Sue the Collector. stream