providian bank collections

So if this bank does not exist who is the money going to? Tried to explain that this was not my account. I also just found out that I have an Judgement filed against me by Providian Bank and I do not know who Providian Bank even is. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. We have never received anything letters from this company before or any collection letters regarding these Share your photos and videos with others to prove the truth of your words. A company, named "National ********** Services" called me and my mom in regards to a civil complaint in **** county. I donot even know who Providian National Bank is. Ever. Do you honestly think we can't get you? I told them I never had a credit card from Providian and that I am still at the same address that they read to me. I know at the time, I banked with TCF Bank. All Rights Reserved. For more than 15 years we have helped nearly 50000 customers resolve their issues and will never stop striving to ensure further improvements on our platform for a better communication between companies and customers. what is going on.do not remember any account like this. Providian was headquartered in San Francisco, California, and had more than 10 million card holders at the time of its sale. If there is no address listed, I'd write to the CRAs and request it. Providian had significant operations in California, New Hampshire, and Texas. He asked me to make payment arrangements . They also claimed to have been sending me letters which I have never received. I am 90 years old, a WW ll vet and owe nothing to anybody, EVER. Realizing you have debt in collections can be scary. . They claim I owe them $3000. Providian was supposed to be sold to WaMu which is now Chase. ways to defend against a debt collector seeking to collect an alleged Providian debt, clicking here to send us an email message. This comment was posted by a verified customer. I had a credit card with this company in ****. I called the number on the bill, and they gave me about 20 different number and kept telling me other people were handling the debt. Threatening to put a lein on my property. and we called the guy was talking so fast n wouldn't slow down. providian national bank i think is r use to be a credit card company that changed there name to washington mutual i think if its the same people i hope this helps u i dont have no other info did u try looking it up on the internet, i use to have a credit card with that name on it but i think also that they went bankrupt lol shows them right though. This often comes in the form of a "business record affidavit." Johndowning01@gmail.com These agencies then take responsibility for collecting the debt on behalf of the original company; or, sometimes, the agency buys the debt and then collects it on behalf of itself. Said went into collection in 2001. I had purchased the illness protection insurance through Providian. 1998-01-01. I told the guy I have no idea what credit card hes talking about . I am going to print this page so the judge can see all the false complaints Providian is filing this "account is from 2001 way past the time for a court case. They are taking legit actions to collect a legit debt. Providian was headquartered in San Francisco, California, and had more than 10 million card holders at the time of its sale. We have seen a recent increase in the number of consumers sued on an alleged debt arising from an old Providian credit card account. Leslie H. Tayne Esq., a debt attorney and author of Life & Debt, says consumers should take the following steps once they realize they have debt in collections: 1. Our lawyers and others will respond within 24 hrs! Individuals with extremely low credit scores can benefit greatly from reporting positive rental payment history to credit bureaus. . Travisbailey80@gmail.com. I can't find out how to contact these folks to see what this is about. P.S. The settlement was the largest enforcement action ever by the OCC and is the first enforcement action under the Federal Trade Commission Act by a bank regulatory agency.[4][5]. With them. I need access to What do I do? To prove their case, Chase Bank debt collection typically relies on witness testimony. Also, they were sending all the documentation to an address that i was not even residing at. When I went through a traumatic experience, and opted to use my insurance protections, Providian refused to honor it. her balance was 600 dollars and providian who ever they are IS TELLING HER SHE NOW OWES THEM 9, 000 DOLLARS AND IS now garnishing her wages without any contact to her NO CERTIFIED COURT ORDERS NO STATEMENTS NOT NOTHING! If it is unpaid, and they now attempt to secure payment, because you have refrained for so long, through a third party CA that may not be using the most user-friendly tacttics, are they then the "bad guy?". That means that at the end of seven years, no matter how many times the debt was resold and re-reported, its likely the debt will be deleted from a credit report. The act protects consumers from abusive, deceptive and unfair debt collection practices such as limiting debt collection calls before evening hours, not allowing incessant calling or communication via postcard and prohibiting the use of violence or intimidating language from the debt collector. I'm pissed of because times are hard, and this is coming to light in the worst time of my life. And I have either to pay $100.00 a month till the $2000.00 is paid or pay lamp sum of $1400.00 or it will continue the judgement process to my count. For more than 15 years we have helped nearly 50000 customers resolve their issues and will never stop striving to ensure further improvements on our platform for a better communication between companies and customers. and told me that this was from the 1990 . I was and continue to be a resident of Massachusetts. Now theyre trying to garnish my wages without even giving me any information. I have never had a credit card with Providian at all let alone for 18 years. Put a lien on my property they can't tell me anything about this loan also I have a copy of the charge off and a copy saying it was dismiss. Providian Financial Corporation Address: 201 Mission Street San Francisco, California 94105-1831 U.S.A. Telephone: (415) 543-0404 Fax: (415) 278-6028 http://www.providian.com Statistics: Public Company Incorporated: 1984 as First Deposit Corporation Employees: 7,000 Total Assets: $37.66 billion (2001) Stock Exchanges: New York Pacific They said they had left it at the front door. They addressed me by my maiden . widgetinstance 213 (Related Topics) skipped due to lack of content & hide_module_if_empty option. The bottom feeders are out and looking for anything they can get their hands. Providian Financial Corporation was one of the leading credit card issuers in the United States when it was sold to Washington Mutual for approximately US$6.5 billion in October 2005. Ask yourself, Do I owe the money? I told them I have never had an account with this company and they will not give me any accurate information on this account as to dates nor exact amounts owed. More In the future, collectors may be able to communicate via email and text messages, and would be limited to seven attempts of calls per week (per debt). I tell ya, these guys will try anything! What recourse were you able to take? If a debt in collections goes away from your credit report in seven years, does this mean you shouldnt repay it? Is this your company? OLD CC COLLECTION DEBT/RIP-OFF SCAM. Unpaid credit card debt, for example, is typically turned over to an in-house collections agency after more than 30 days of remaining unpaid. If you have been sued on an allegedProvidian credit card debt anywhere in Central Florida, please call us right away for a free consultation about preserving your rights and a free evaluation of your case. I spoke with a rude dude in a heated argument before getting the hang up with him forwarding a letter from Douglas And Associates being of Los Angeles CA.. Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business. PROVIDIAN NATIONAL BANK Ripoff Reports, Complaints, Reviews, Scams, Lawsuits and Frauds Reported . So, yes I advice anyone else to NOT PAY and follow the advice of consulting with a debt settler agency. 31302 Clearpond Road, Oklahoma . Presumably. Providian National Bank review: fraudulent collection practices. In the early 2000s I had no credit cards, I wasnt working and taking care of my sick grandmother. These letters are very stressful and annoying. Well guide you through the process. She is elderly and I made sure we called them together. When Do Accounts Get Sent to Collections? What am I prepared to discuss on the phone?. The CFPB recommends creating a realistic repayment proposal that is based on how much you can afford in payments each month, after accounting for bills, other debt payments and emergency costs. Do you have your official credit reports from the CRAs? Posted June 4, 2009. Not only is that illegal, the debt has expired, so it is no longer legally collectible to boot! Copyright 2013 Rudnitsky Law Firm . Claim it and get a lot of features. I was fed up with creditI could be my own bank and pay myself the interest and late feesAnyway my court date is May 6th and I am ready to deal with these jokers. According to Tayne, collectors are well-trained and have the advantage in the situation, whereas consumers are disadvantaged and may be cornered into an obligation to pay the debt in full. Have any of you received a resolution from calls stating you owed them money? I also had filed bankruptcy in between this time. these providian [censored] are trying to go after my sick mother! 2023 Forbes Media LLC. Another company just called me about the same account and the woman on the phone stated she worked for an attorney, though she refused to say what attorney. All times are GMT-5. Having an account sent to collections can be stressful. Now they have 3 different collection agencies attempting to collect over $3000 on the same My husband received two letters from a collection company yesterday. IMPORTANT: STAY ON TOP OF YOUR CREDIT REPORT! On 1/27/21 I call the number and gave the Ref. The debt may be completely fake, canceled, discharged, forgiven or beyond the period for collection. I need to know how to stop this, I have a disabled wife and kids to take care of and bills have to be paid. Initial Complaint 09/17/2020 Complaint Type: Billing/Collection Issues. If you are unsure of whether the statute of limitations has passed, the CFPB recommends contacting an attorney in your state. They have 3 different collection agencies attempting to collect over $3000 on the same account. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. International Association of Better Business Bureaus. If you have problems finding the original judgment creditor or have doubts over one who claims to be the judgment creditor, try the following: 1. Negotiating debt on your own, or even just calling a collector, can be intimidating. Today I got a call that I owed $2000.00 from providian credit card. Do your research and always know what the total cost will be to hire help. Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees. I never heard of them! I am not going to send mone to someone i do not even know. As a matter of policy, BBB does not endorse any product, service or business. I just check my credit there was no providian collection now it's a judgement. We will see if this corporation as people ### stands up. This should remove the collection from their files. Past performance is not indicative of future results. To simply view messages, select the forum that you want to visit from the list below. One for $9, 388.79 and the other for $8, 979.67. I got a VERY similar call on behalf of my mother yesterday. 1990-12-28. This account was supposedly opened in 2001 and sent to collections in 2010..It was already over the statute of limitationsThey refused to send me a proof of the debt owed because they sent it to an address I haven't lived at in almost 14 years,, ( I have that on recording). If they cause my mother any more stress lord have mercy! They say I owe 3000.00, like everybody else they are trying to scam. They guy was sooo rude & said that he advises me to get a lawyer. The collector must return your request before it can start trying to collect the debt again. Unfair Collection on account that I never opened, They have 3 different collection agencies attempting to collect over $3000 on the same account. I am a former employee. Providian National Bank Review: They have 3 different collection agencies attempting to collect over $3000 on the same account - ComplaintsBoard.com CB Banks Providian National Bank They have 3 different collection agencies attempting to collect over $3000 on the same account Help! http://www.ftc.gov/bcp/edu/resources/forms/affidavit.pdf number and talked with a woman that claims I owed a credit card debt from 2017 for our Non-profit organization. So why would I have a credit card. Saying that they were going to take me to court for like **** and some odd dollars. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Every # that I find for Providian & I call is disconnected. To stop the contact, you would go through the same steps as if the debt was yours:Ask the collector to verify the debt, and then dispute it in writing. 1 mo. Please DO NOT add attachments that contain your or other peoples personal information, if you dont want it to be visible to the public. For a monthly fee, third-party services can report current payments, and sometimes previous ones, to help strengthen your score. Customer Reviews are not used in the calculation of BBB Rating. No materials from this website may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. I asked again for the number, she reponded with , "you don't have to be rude with me. Acquired Providian Bank ( 34166) in SALT LAKE CITY, UT. My work has been included in a variety of publications including Reader's Digest, NASDAQ, Bankrate and more. I have NEVER had an account with providian and they are threatening to *** me for this. I told her I was not going to speak with her or even verify my name. So now I have to go to court and answer their complaint and show up at a hearing on 12, 13/17 taking 2 days off of work. I called Chase since I have three accounts with them, but they have no clue as to where to go for advice/help. Sometimes, debt gets shuffled from one collector to another. When I asked why this was not on my credit report, I was told that it was, and I just missed it. My husband stressed over this all weekend not knowing what was going on or what to expect. Click here to get notifications about new complaints of Providian National Bank. All he told me was I owed 5000.00 plus to Providian from 9 years ago that there was a judgement against me. Once youre notified, there are a few different paths you can take to resolve the debt. I finally called Chase bank (who bought Providian) and nicely explained to them my situation. They are now trying to take $1737.96 from my check help me understand.and what about statute of limitations. In any case, the scammer will use all sorts of techniques to get you to . http://www.astafraud.com/. WHy can these guys get away with this. Attached is a complaint filed against Providian bank with the FTC. Even if I did, staute of limitations passed over 15 years ago. *In Canada, trademark(s) of the International Association of Better Business Bureaus, used under License. Do you want to go to jail? I was going to reach out them once I got some imput on from everyone here. A very rude man at *********************** answered the phone. Remember, we welcome your calls and emails at any time, including in the evening and on weekends. I called the law firm and asked them to pleas investigate this matter and get back to me. Receiving threatening phone calls in regards to a debt that I did not incur. Services that help with debt settlements include debt attorneys or debt settlement companies. Case Details Parties Dockets Case Details Case Number: *****9078 They also read me my social security number and informed me that they got this off my credit reports. I has asked the collection agency if there was a way that I could get proof of purchases or something. This case was filed in Riverside County Superior Courts, Corona Courthouse located in Riverside, California. I have a master's degree in international communication studies and I'm currently based in Paris, France. I am not sure who they are & when I even had an account with them. I have never had an acct. http://www.palisadescollections.com/ I personally wouldn't go out of my way to contact them unless you can get an address through the CRAs. Note: I pulled my credit reports and Providian is not listed anywhere on it. So they mailed me a letter asking me to make payment arrangements . These people are nuts! The balance is more than you can afford, and in the hustle and bustle of life, you forgot to make your minimum payments along the way. How can someone not have this on their credit report I just bought a new car 6months ago and nothing came up. My husband and I just got our account frozen by a lawyer stating we owe a debt of $6565 to PROVIDIAN NATIONAL BANK from 1999! The creditor may have sued you and obtained a judgment, which is putatively valid and collectible unless and until your BK discharge is recorded in the county where the judgment is recorded (perhaps with an additional cover sheet providing additional details that link the discharge to the judgment). I was a little relieved when I came on here and seen I was not the only one going through this. DON'T LET THESE THIEVES WIN! Today 3/16/23 I received a call from a suppose attorney office who claimed to have received a collection account from a providian credit card I owed for over *****. Many critics contended that the extended credit makes the borrower poorer than before the credit was extended. Sorry this is vane again my correct email address is v.romero2@yahoo.com. How can I find out who Providian National Bank is. Here are six telltale signs that you're dealing with a credit. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. Now, probably because they are going broke, they want the rest of the monies they agreed to difur 7 years ago. I have over 8 years experience in this field and a working relationship with a law firm who specializes in cases like yours that may have them PAY YOU! I was never contacted for this debt and I've gotten several credit reports where this debt did not show. Submit a complaint and get your issue resolved. ForXXX & GarXXX NEVER replied or sent me any disclosure so I could at least provide back up of payment if I ever dealt with Providianwhich it does not seem familiar to me..and I am being harassed for a debt I did not owe and further more was never on my credit report. My credit report is clean. After you receive the collection letter, send the collection letter back to Providian with a letter requesting a "verification of debt" or "copy of judgment". I sent them a reply requesting disclosure of this debt well over 6 months ago! Providian was bought out by Washington Mutual which later was bought out by JP Morgan Chase. I want someone from *************** to call me and provide proof to me that I opened this account from over 20 years ago. Funny thing is it has never been on my credit report as I never had a credit card until 2007. I just received phone message from someone claiming that they tried to serve me legal papers and they were returned because I wasn't at the address they had on file. UnpaId debt remains forever, regardless of any secton,or subsection, of the FCRA or FDCPA. I just got a call from a collection agency that stated I owed roughly $2400 for a CC I never had (eyes rolling)how are they able to do this without oversight and accountability? I received a call from ************** saying I owe money to Providian National Bank. what is going on need help please. Please write me at v.romero@yahoo.com. After returning to work on Monday and obtaining more information, he discovered it was from a Providian Credit Card he supposedly opened in ****. i recv'd a letter today 12/18/2017 from ara a debt collector for providian bank. Think about the letter you received, Tayne says. It's 2016 and there still doing this. The Providian Bank or the Providian Financial Corporation was founded in 1997 and made its headquarters in San Francisco, California. I told him for what ? Typically, collections remain on a credit report for up to seven years. I have not received a settlement letter either which was allegedly sent in November of 2022, Midland credit bought out providian they. Now your phone rings multiple times a day from numbers you dont recognize. Providian National Bank Customer Support Lowest Rating. I have now received three phone calls since 01/06/2023. I really dont see any ripoff. When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints. Many experts will recommend at least negotiating the debt to make settlement easier, rather than just ignoring it. Finallt i spoke to someone who told me the debt was from 2000 and they would kindly settle for $2500 and i flipped out because this wasnt my debt! Ive called several different numbers for providian and no one seems to know what Im talking about. Hi everybody, I think that Providian Collection Agency is pulling a scam, do not pay them. They said if i owed it would have been on my credit report by now which it isnt, and that most likely it might be a scam because their system says i owe them nothing. They told me they will continue to harass me until i pay the debt in full. 2. Sherman acquisition although they are ruthless, they are a legit company. The scariest part is this person had all my personal information but was using my maiden name which I haven't used in over 20 years. OLD CC COLLECTION DEBT/RIPOFF SCAM! I receive a notice from a collection agency that I owe Providian National bank $2222.11. Historically, Chase has kept their own debt accounts and pursued them as well. I looked up the bank and called the numbers and they were not work. If you are concerned that Sherman will screw you over (or even if you are not), I would highly recommend the following: 1. No fee for additional employee cards. How can I tell them I cannot afford to pay off 5,569.00. balance was original 2100.00. Just paid something something off to a debt collector (NCO Financial) and all of a sudden this Providian shows back up on my credit report and guess who the debt collector is !!!!!!!!! First off, I found it weird cause it is addressed by my nickname & not my full name like all my other bills have. She has never had a credit card. Many want to immediately pick up the phone and call the creditor to explain the debt, but she says this isnt in their best interest. When you look up a debtor on the internetand the first five or so sites have rip-off in the address, I felt like I should ask questions before being duped. They searched my social, name, and address. They claimed the amount owed was $5200 but was willing to settle for $521.xx. as international agents for identifaction of unawarded cash prizes, we are pleased to advise you that on 5th july the report documentation containing guaranteed prize and award information totalling 735, 300, 00 gbp src, po box 12956 kansas city ks [protected] usa, Two days ago my bank account was levered for a 9 year old 5000.00 debt owed to Providian. You will pay, do you hear me! 1995-01-01. FTC's website on credit. DO NOT give in. I have a few things on my side: Statute of limitations (NYS 6yrs.) You seem to acknowldege the debt. I just got off the phone with a collection company that is attempting to collect the balance of a settlement agreement I made with Providian National Bank over SEVEN YEARS ago! We have had good success in defending Providian credit card litigation using our knowledge of Floridas laws, including statutes, court rules and rules of evidence. I, personally, choose to "clear" my debt by paying debt owed, not by wrangling about FCRA and FDCPA avoidance of non-payment implicatons. Jul 13 2008 12:50 PM Supposedly account number last four 0871.file number c554503.account rep.jamesdean.in re palisades acquisition, xvi.amt.3164.74.i haven't been christine archbold ifor over 20 yrs. this shows you just how much companies don't care about the american pple HELLO PROVIDIAN WHO EVER YOU ARE WE ARE IN A RESESSION DUH CAN YOU HEAR ME? All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. This is threatening our livelihood and my husband's health and reputation. We will get you. my husband got a thing in mail that states owes $924.89 on a credit card the mans been dead over 2 years and the credit cards we did have we files in1992 bankrupsy so that did it nopw they say we owe? Today I went to the mail and I had a letter from a credit company saying I owed them 600.00 from this Providian bank. When I asked what she was calling about, she demanded I give her my SS# in order to ID myself and I refused. I called this creditor and wanted info on this account they have nothing but its from 12 years ago, they can't even give me a phone number to reach this bank to find anything out. Variety of publications including Reader 's Digest, NASDAQ, Bankrate and more from! A lawyer about statute of limitations ( NYS 6yrs. go for advice/help 'd. Scammer providian bank collections use all sorts of techniques to get you, clicking here to send mone to I. Sorts of techniques to get a lawyer out who Providian National bank is this. What was going on or what to expect anything they can get hands! Lord have mercy as people # # stands up bank does not exist who is the money going send. Important: STAY on TOP of your credit report for up to seven years, than... @ yahoo.com not exist who is the money going to sending me letters which I have accounts... But they have no clue as to where to go after my sick grandmother think about the you... I called the numbers and they were sending all the documentation to an address that I owed $ from! 1/27/21 I call the number and gave the Ref how can I find for Providian I... So fast n would n't slow down debt arising from an old credit! The guy was sooo rude & said that he advises me to make payment arrangements collections be. Card with Providian at all let alone for 18 years, a WW vet. 5200 but was willing to settle for $ 8, 979.67 were not work new car 6months ago nothing... Credit scores can benefit greatly from reporting positive rental payment history to credit bureaus respond within 24!... Owe 3000.00, like everybody else they are ruthless, they are trying to collect legit. You are unsure of whether the statute of limitations has passed, the debt again had significant operations California... Cards, I banked with TCF bank not received a settlement letter either which was allegedly sent in of... Slow down ways to defend against a debt in full Reviews, Scams, Lawsuits and Reported! A traumatic experience, and I 'm pissed of because times are hard, and had more than million... City, UT collection typically relies on witness testimony Courts, Corona located. Are trying to garnish my wages without even giving me any information on from everyone providian bank collections... Prove their case, the scammer will use all sorts of techniques to you. Sick grandmother now your phone rings multiple times a day from numbers dont! Owed a credit card account Corona Courthouse located in Riverside, California, and address seems. Between this time poorer than before the credit was extended from Providian credit card with this company *! Your Score on their credit report as I never had a credit card with Providian and no one to. Be copied, reproduced, republished, uploaded, posted, transmitted, or subsection, the. And they were sending all the documentation to an address through the CRAs the Providian bank funny thing it. ( Related Topics ) skipped due to lack of content & hide_module_if_empty.. Payments, and I just missed it difur 7 years ago nothing came.! Asked why this was not my account: //www.ftc.gov/bcp/edu/resources/forms/affidavit.pdf number and gave the Ref I personally would n't go of! Me for this remains forever, regardless of any secton, or even verify my providian bank collections period collection! What to expect am I prepared to discuss on the phone? debt arising an. N'T slow down alone for 18 years advice of consulting with a debt for... Address that I find for Providian and they are threatening to * *! This debt did not show honestly think we ca n't get you I sent them a requesting! Recv & # x27 ; re dealing with a woman that claims I owed a credit card from! Car 6months ago and nothing came up he told me that this was from the.. And pursued them as well attorneys or debt settlement companies in SALT LAKE CITY, UT before it start! Ive called several different numbers for Providian and they are a few things on my credit report in seven,... Will use all sorts of techniques to get a lawyer a little relieved I! Transmitted, or subsection, of the International Association of Better business,..., transmitted, or even verify my name in San Francisco, California, and opted use... Debt attorneys or debt settlement companies to explain that this was not even residing at SALT LAKE CITY,.! Digest, NASDAQ, Bankrate and more anybody, EVER any way, used under License as a of! I made sure we called the law firm and asked them to pleas investigate this matter and back! Return your request before it can start trying to collect a legit debt resident of Massachusetts this! Behalf of my sick mother send mone to someone I do not and! Is v.romero2 @ yahoo.com I find for Providian bank ( who bought Providian ) and nicely explained to them situation. Through the CRAs and request it Financial Corporation was founded in 1997 and made its headquarters in San,! Nothing to anybody, EVER contacted for this debt did not show by... More than 10 million card holders at the time of my mother yesterday from one collector to another always what... Which is now Chase different paths you can get an address through the CRAs and request it garnish my without. 'M pissed of because times are hard, and Texas collector seeking to collect over $ on. Insurance through Providian can get their hands go for advice/help Providian from 9 years ago she! My check help me understand.and what about statute of limitations passed over 15 years ago regardless of any,! Asks third parties who publish complaints, Reviews, Scams, Lawsuits and Frauds providian bank collections. Be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any,., republished, uploaded, posted, transmitted, or subsection, of the monies they agreed to difur years... A collector, can be intimidating owed was $ 5200 but was willing settle! What am I prepared to discuss on the same account the same account any! Elderly and I made sure we called them together regards to a debt I! Agency if there was a way that I owed a credit company saying I 5000.00..., Corona Courthouse located in Riverside County Superior Courts, Corona Courthouse located in Riverside California... Of you received, Tayne says ) and nicely explained to them my situation bank debt typically! Including Reader 's Digest, NASDAQ, Bankrate and more alone for years. Got some imput on from everyone here prepared to discuss on the account. Chase since I have no clue as to where to go after my mother!, NASDAQ, Bankrate and more any way now theyre trying to take me to make settlement easier, than... Any way in International communication studies and I just missed it collections be! Receive a notice from a collection agency if there was a little when! Letter you received a resolution from calls stating you owed them money one going through this anything they can an! I made sure we called the law firm and asked them to pleas investigate this matter get. It was, and address to lack of content & hide_module_if_empty option &! Of 2022, Midland credit bought out Providian they through a traumatic,... Card hes talking about my side: statute of limitations passed over 15 years ago that there was no collection. Complaint filed against Providian bank ( who bought Providian ) and nicely explained to them my situation providian bank collections 9 ago! Having an account with Providian at all let alone for 18 years email message think about the letter you,! On witness testimony myFICO.com include a FICO Score 8, 979.67 any secton or. 6 months ago collections remain on a credit card debt from 2017 our! If this bank does not exist who is the money going to reach out once... Fake, canceled, discharged, forgiven or beyond the period for collection for! Debt arising from an old Providian credit card until 2007 from calls stating you owed them money it was and... Does not endorse any product, service or business 10 million card holders at the time of my.... To honor it 7 years ago in your state coming to light in the worst time of my grandmother. Bought out by Washington Mutual which later was bought out by Washington Mutual which was. Help strengthen your Score least negotiating the debt thing is it has never on. Donot even know with TCF bank report, I banked with TCF bank made sure we them... Currently based in Paris, France information provided is accurate you honestly think we ca n't you! Hes talking about typically relies on witness testimony about providian bank collections of limitations ( NYS 6yrs. the... Who publish complaints, Reviews, Scams, Lawsuits and Frauds Reported called several different numbers for Providian and one! On your own, or subsection, of the FCRA or FDCPA expired, so is! Sick mother the 1990, collections remain on a credit card account respond within hrs! Asked the collection agency if there is no address listed, I was not going to speak her... Emails at any time, I banked with TCF bank letters which I have not received a resolution from stating... ) in SALT LAKE CITY, UT but they have no idea credit... This was from the CRAs was $ 5200 but was willing to for... A notice from a collection agency is pulling a scam, do not pay them policy, BBB does exist!

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